personalfinance
ValueWalk
ValueWalk
In recent discussions on financial strategies and socioeconomic behavior, a surprising trend has emerged: affluent individuals filing for bankruptcy more frequently than those in dire financial need. This phenomenon has sparked widespread debate, challenging conventional notions of who actually utilizes bankruptcy as a financial lifeline. Traditionally viewed as a last resort for those facing insurmountable debt, bankruptcy is increasingly being used as a strategic tool by the wealthy to reset their finances. This step allows companies to rise from the ashes of bad financial decisions and it's...
IBTimes
ValueWalk
ValueWalk
Today, everything seems to come with a hefty price tag — thanks to inflation. The result? Financially, it can be hard to create a comfortable and stylish home. However, what if you could make your dream home a reality without going broke? Thanks to frugal homemaking, it’s possible. The art of creating a happy and functional household while being mindful of spending. The concept of frugal homemaking does not mean deprivation. It’s about using your resourcefulness and creativity while being mindful of spending to create a happy and functional household. In other words, it’s about maximizing your...
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In a letter obtained by Axios, sixteen Nobel Prize-winning economists have warned that the re-election of Donald Trump could reignite inflation due to his "fiscally irresponsible budgets." The economists expressed deep concerns about the potential risks to the US economy should Trump win the November election. The Nobel laureates emphasised that although their views on specific economic policies vary, they unanimously agree that President Joe Biden's economic agenda is "vastly superior to Donald Trump's" plans. Despite inflation cooling since April, it remains above the US Federal Reserve's 2%...
IBTimes
ValueWalk
If you’re like most people, your goal is to retire with more than enough money to meet your needs for a financially-comfortable retirement. To accomplish this, you’ll need to build up your retirement funds as much as possible. With a solid retirement plan and the following strategies, you can retire in comfort. How to Make Yourself Financially Comfortable in Retirement1. Start saving as early as possibleIt would be ideal for you to start saving money for retirement while you’re still in high school, but that doesn’t always work out. Regardless of your current circumstances or age, start saving...
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With National Black Business Month coming up this August, how are you poised to support black entrepreneurs? When it comes to shopping with a purpose, you should rather be mindful of your shopping habits! Remember, black businesses contribute more than $165 billion in terms of revenue to the US. Besides, these businesses go a long way in creating jobs, with more than 1 million jobs. So, this coming August, you have an excellent opportunity to acknowledge the contribution of black businesses and support these entrepreneurs. A strategic approach while shopping from your end can contribute to the...
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