retirement
An increasing number of older Germans are relying on state benefits to top up their pensions, according to figures from the Federal Statistics Office. The data was shared at the request of the left-wing BSW Group and reported on by German newspaper "Neue Osnabrücker Zeitung". In the first quarter of 2024, a record number of 719,330 pensioners received basic social security support. That's an increase of almost 35,000 since March 2023, and a jump of around 511,915 since 2015. Germany is currently raising its pension age from 65 years to 67, with the upper threshold now applying to anyone born a...
Euronews (English)
Planning for your retirement involves a variety of important decisions, many of which are financial. For example, you’ll need a plan for saving money, managing your investments, paying for healthcare, and budgeting for leisure activities. However, today’s world also requires integrating technology into your retirement planning budget. Tech, no matter how small, should be a fundamental part of your retirement budget. Which tech you use will depend on your individual circumstances, but overall, embracing technology can make retirement easier and more fun, whether you’re managing your finances on...
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On Tuesday evening I was torn between frustration and sadness as I watched Cristiano Ronaldo take one unsuccessful free-kick after another during Portugal’s Euro 2024 Championship match against Slovenia. As shots went over the bar, into the wall, into the crowd, a little bit of his lustre fell away and a little piece of me quietly died. Don’t get me wrong, I love Ronaldo. I watched him develop into the main man at Manchester United and marvelled as he dominated world football at Real Madrid – what a player!! But on Tuesday night in Eintracht Frankfurt’s Deutsche Bank Park, his human frailties ...
Euronews (English)
The medical tourism market has grown significantly, with patients worldwide choosing to travel outside of their country for medical care, both necessary and elective. In the US, the government estimates that more than 150,000 Americans each year travel abroad seeking healthcare. One emerging segment within this sector is older patients who elect to get their care overseas. This trend toward medical tourism among retirees exists at least partly because they want access to affordable, quality healthcare services since costs continue to rise. This article examines the opportunities and risks of m...
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If you’re like most people, your goal is to retire with more than enough money to meet your needs for a financially-comfortable retirement. To accomplish this, you’ll need to build up your retirement funds as much as possible. With a solid retirement plan and the following strategies, you can retire in comfort. How to Make Yourself Financially Comfortable in Retirement1. Start saving as early as possibleIt would be ideal for you to start saving money for retirement while you’re still in high school, but that doesn’t always work out. Regardless of your current circumstances or age, start saving...
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Unlike other forms of investment income that fluctuate wildly with market conditions, dividends provide a more stable and predictable income stream, which can be particularly appealing for those in retirement. The beauty of dividend investing is that it preserves the potential for income generation and capital growth. By carefully selecting companies with a strong track record of dividend payments, retirees can benefit from regular, reliable payments that help cover living expenses without eroding the principal investment. To sweeten the pot further, if you reinvest your dividends, you can use...
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American savers will now have the opportunity to include digital assets in their retirement savings accounts. The new changes follow the Securities and Exchange Commission (SEC) ‘s approval of eleven Spot Bitcoin ETFs. Introducing these investment vehicles would allow savers to include a percentage of digital assets, specifically Bitcoin, within their retirement savings account without purchasing cryptocurrency. This would help individuals minimize their risk exposure while having the opportunity to contribute significantly towards an ever-emerging digital marketplace. Despite the new rulings ...
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ValueWalk
ValueWalk
Many Americans have used the reverse mortgage as a way to make retirement living more affordable. With the cost of healthcare and other living expenses dramatically rising in recent years, it’s no wonder that thousands of people choose this option. In 2022, a national survey of homeowners who had reached retirement age found that many had trouble covering their everyday expenses, These mortgages let homeowners older than 62 turn part of their home equity into cash to help deal with these issues. This may sound like a good idea, but it’s widely known to have drawbacks too. Make sure you know wh...
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